Guaranteed Universal Life

Term Life Compared to Guaranteed Universal Life Insurance

Term Life Compared to Guaranteed Universal Life Insurance

Life insurance is about providing financial protection for your family or business. In this article, we will focus on financial protection for personal needs.  We will compare two types of life insurance:  Term life and Guaranteed Universal Life.   This is not your typical “term versus permanent insurance” article since we are comparing term to a unique.. More

How to Compare Guaranteed Universal Life Insurance boys walking in fields

How to Compare Guaranteed Universal Life Insurance

There is a good chance you’re reading this article because you heard some compelling things about Guaranteed Universal Life.  Perhaps you like the simplicity of this plan.  Maybe you don’t want to mix your insurance with your investments, yet you want to keep a policy beyond the standard term durations. In many ways, guaranteed universal life insurance is.. More

Nationwide Guaranteed Universal Life Insurance Review

This article will provide a review of Nationwide’s Guaranteed Universal Life Insurance.  Nationwide didn’t make our list of 5 Best Guaranteed Universal Life Insurance Companies.  However, they did receive an “honorable mention” and they could easily be included in the “5 Best” now that their rates are ultra competitive.  Another positive feature of their GUL products.. More

Sample Guaranteed Universal Life Insurance Rates

Searching for life insurance rates on the Internet can bring mixed results.  Some sites look great, but when you complete the required information to get quotes, you simply get a message stating “One of agents will contact you”.  Three or more agents get your contact info. and compete for your business. We don’t sell your.. More

5 Best Guaranteed Universal Life Insurance Companies

We will look at the 5 best Guaranteed Universal Life Insurance companies.  The criteria used in determining which carriers make the top 5 do not pertain strictly to a carrier’s financial strength and outlook.  None of the carriers listed have poor finanicial ratings.  We generally do not work with carriers that have an AM Best rating of.. More

Mutual of Omaha Guaranteed Universal Life Insurance Review

Mutual of Omaha is one of our top carriers offering Guaranteed Universal Life (GUL) Insurance.  Although GUL policies are fairly easy to compare, similar to term life insurance, there are also differences. Some carriers are strong in certain niches or have something unique about their policy provisions and riders.  We look at what makes Mutual of.. More

Sagicor Guaranteed Universal Life Insurance Review

This article will cover a lessor known company that offers guaranteed universal life insurance – Sagicor Life.  Unlike MetLife, AIG, and many of the well-known insurance companies, Sagicor is certainly not a household name.  However, Sagicor has been offering life insurance since 1840, so they certainly are not the new kid on the block. Sagicor Life Insurance.. More

Laddering Life Insurance with Term and Guaranteed Universal Life

Laddering Life Insurance with Term and Guaranteed Universal Life

The Laddering Concept Most people are familiar with the concept of laddering when referring to certificates of deposit (CDs) or other financial products.  Laddering financial products ensures that the expiration dates (or maturity dates) of investments don’t occur at the same time. Laddering is a strategy whereby more than one financial product “expires” or matures at different dates to.. More

AIG Guaranteed Universal Life Insurance Review

    This article will provide a thorough AIG Guaranteed Universal Life Insurance Review.  AIG’s product – Secure Lifetime GUL 3 – is the main product that we will cover. For a instant quotes from leading carriers, please use our quote engine on this page.  To see Guaranteed Universal Life Insurance quotes, please select “Lifetime” under Type.. More