Compare Life Insurance Quotes With
Peachtree Insurance Advisors

Peachtree Life Insurance is dedicated to securing the best life insurance rates for our clients. As an independent agency with over 16 years in the industry, we use our experience and expertise to help you make the right decision about protecting your loved ones with life insurance.

We work with over 50 top life insurance companies and provide expert guidance to make sure you know all the right steps to take in selecting a policy.

Free, Instant Quote Engine

Our instant term life insurance quote engine is the most comprehensive one available anywhere on the Web. We actually use three of the best quote engines in the industry and provide customized quotes upon request.

Take a few minutes to check out our quote engine. This tool is an excellent way to shop the market and see the most competitive insurance companies. You can also see the financial ratings for all the carriers. If you’re not sure how to determine which carriers are the most financially sound, let us help you in this area. Call or email — whatever works best for you. We promise to respond promptly.

Many clients come to us for help after they had a tough time dealing with one of the online “mega” agencies. Either they received an unfavorable outcome (a “rate-up” or declination) or the application process bogged down somewhere along the way.

Some folks come to us after they felt they were pressured towards one or two carriers. At Peachtree Life Insurance, you will work with someone who cares about your situation and isn’t simply an order taker.

Testimonials – Reputation is Important

On our testimonial page, you will see many folks from our home state of Georgia. These clients gave us permission to use their full name, location, and profession (if applicable). There are hundreds of online agencies that have great looking sites, but they are run by agents with limited experience and expertise. We hope our testimonial page gives you a high level of comfort and confidence, knowing you are dealing with a reputable agency that has stood the test of time.

We started local, in the metro Atlanta area, and over time we have grown to the point that we now have clients all over the country. We still pride ourselves on providing the hometown approach and want our clients to feel like they are welcome to drop by our office anytime.

Expertise is Essential.

If you’re not sure how much coverage you need or how long you need it, we can help. There isn’t one solution that fits every situation, so we can help you make these decisions. There are “rules of thumb” that can be helpful as a starting point.

We also provide a life insurance calculator that factors in things you might not normally consider. However, it helps to speak with an expert advisor about your unique needs. Sometimes, it makes sense to “ladder” term policies. We were interviewed by Bankrate.com because of our expertise in this area.

With a background as a financial / investment advisor, Greg can help with many areas of life insurance, such as understanding the difference between term, whole life and mortgage life insurance. Some folks know exactly what coverage they want and need; others look to us for advice. Feel free to run quotes and read our blog posts…then just let us know when you have questions. Again, we’re here to guide you through the process from start to finish.

Independent Agency – You Deserve to See All The Carriers on the Market

As a small, independent agency, we have the ability to work with some carriers that the largest agencies simply cannot.  To illustrate this point, see our review on Zander Insurance (the agency recommended by Dave Ramsey).   Most large agencies don’t offer several of the best, low-cost term carriers available, such as Ohio National Life.  See our review of Ohio National here.

Not only do the mega agencies represent a limited number of companies, they cannot train their call center employees to the level of expertise you will receive with us.

This means you will get the right policy and not overpay because of an agent’s incompetence or an underwriting oversight. We know how and why various carriers underwrite health conditions differently. We use this knowledge to make sure our clients get the best possible rates.

We are Your Advocate and Work Hard on Your Behalf

Oftentimes, agents and call center employees do not advocate for their clients and they settle for an unfavorable underwriting decision. That happens all the time in this industry; it’s the easy path. Usually applicants are unaware that their agent could have made a stronger case to the underwriter on their behalf. We simply will not allow that happen to our valued clients! It takes a combination of experience, expertise, hard work and a caring heart to ensure our clients get the very best. That is our guarantee to you.

Although term life insurance can be treated as a commodity, we make sure our clients know all the riders and policy provisions that can make a difference in plan selection. Whether it’s the policy’s convertibility options, waiver of premium rider, or other provisions, we will help you understand your options and make an informed decision.

Sometimes people want to make sure a small portion of their life insurance doesn’t expire.  We offer “term to age 100” or “term for life” plans and review all the top companies. Laddering your life policies can be a good strategy, depending on your situation. You may even decide a universal life insurance policy is the way to go, as it’s a cheap alternative to permanent coverage.

A Proven Process

The process of selecting and applying for a life insurance policy can be tedious. We are here to help make the entire process as easy as possible. You will not in any way be pressured. Your timetable is what matters most, so we will make sure your questions are answered quickly and to your satisfaction.

We have a proven process whereby we get preliminary rates based on your health, family history, and other factors. After the preliminary work is done, we give you the results and help you make the best choice. Some insurance plans are “non-medical” and have a very simple application process; other plans require a visit from a paramedical examiner to perform a mini-physical. We arrange these no-cost exams and make sure everything proceeds smoothly.

Life Insurance Through Your Professional Association – Is it Better?

Sometimes, people believe they will get a better deal if they purchase life insurance through their professional association.   At times, this assumption is correct.  However, in the vast majority of cases, you can find better, lower-cost coverage elsewhere.  We review the life insurance coverage (and provide comparison quotes) you can obtain through the AICPA here, and the American Bar Association here.

In addition to life insurance…

We offer disability and Medicare insurance too. We work with 10 of the best disability insurance carriers. Unlike life insurance, there are a limited number of quality insurance companies offering disability insurance. We work with the best carriers and prepare customized proposals.

We discovered a way to save our clients a significant amount of premium by selecting a less popular type of disability coverage. We have helped hundreds of people, including business owners and independent contractors, understand the pitfalls to avoid when purchasing a disability policy. Disability insurance is designed to protect your most valuable asset – your ability to earn an income.

We can help those looking for quotes and advice for the best Medicare Supplement plans available in your state. We have the most comprehensive quote engine and the knowledge to help you make the right decisions.

We look forward to helping you with your insurance needs!