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Guaranteed Universal Life Insurance for People in their 70s

Guaranteed Universal Life Insurance for People in their 70s

We have all seen the commercials touting final expense life insurance for just “a couple of dollars a day”.  The emotional appeal of the commercials is strong.  We all want to ensure we have funds set aside for funeral expenses when we die. None of us wants to be a burden on our loved ones.  Are.. More

Life Insurance for Children - Good Idea?

Life Insurance for Children – Good Idea?

Does it make sense to buy life insurance for children?  Whether you are a parent or grandparent, you might wrestle with this question and need some advice.  In this article, we will look at the pros and cons of buying life insurance policies for children.  If you have read some articles with conflicting opinions, that’s.. More

The Best Guaranteed Universal Life Insurance Policy

The Best Guaranteed Universal Life Insurance Policy

If you are looking for the very best guaranteed universal (GUL) policy, you came to the right place.  It would be nice if we could say there is a clear hands-down winner.  Unfortunately, it’s not that easy.  There are several relatively new players in the GUL market.  There are also a few carriers that have reduced.. More

How to Choose the Best Life Insurance Company

How to Choose the Best Life Insurance Company

I recently spoke with a gentleman who was searching for the best possible life insurance company. He wanted to replace his term policy that expired and was looking for online reviews.  Finding low rates were high on his priority list, but he also wanted to find a top-notch life insurance company. He had problems finding.. More

Guaranteed Universal Life Insurance - Flexible Design

Guaranteed Universal Life Insurance – Flexible Design

This article is one of many articles we have written on guaranteed universal life insurance.  Also known as “term for life”, this unique life insurance product looks a lot like “term to 100” since it’s fully guaranteed and, for the most part, isn’t designed as a cash-value product.  However, there are some GUL products that allow.. More

Term Life Compared to Guaranteed Universal Life Insurance

Term Life Compared to Guaranteed Universal Life Insurance

Life insurance is about providing financial protection for your family or business. In this article, we will focus on financial protection for personal needs.  We will compare two types of life insurance:  Term life and Guaranteed Universal Life.   This is not your typical “term versus permanent insurance” article since we are comparing term to a unique.. More

Zander Insurance Term Life Companies

Zander Insurance Term Life Companies

If you inquire about life insurance on the Dave Ramsey radio show, you will be directed to Zander Insurance for quotes. As we explain in another article, there are some pros and cons of dealing with Zander Insurance.  You can see an example (using actual quotes) of how someone could save over $16,000 by not.. More

How to Compare Guaranteed Universal Life Insurance boys walking in fields

How to Compare Guaranteed Universal Life Insurance

There is a good chance you’re reading this article because you heard some compelling things about Guaranteed Universal Life.  Perhaps you like the simplicity of this plan.  Maybe you don’t want to mix your insurance with your investments, yet you want to keep a policy beyond the standard term durations. In many ways, guaranteed universal life insurance is.. More

Dave Ramsey's Advice on Choosing a Term Life Policy

Dave Ramsey’s Advice on Choosing a Term Life Policy

If you’re like me, you enjoy listening to Dave Ramsey give his no-nonsense advice on his radio show. He is quick to zero-in on the real issue and help people make smart decisions with their money. In this article, we will examine Dave Ramsey’s advice to a listener who called in with life insurance questions. The caller wanted to know what.. More