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When Your Term Life Policy Ends (Much Too Soon)

When Your Term Life Policy Ends (Much Too Soon)

When you realize the term policy you purchased many years ago is about to expire, you might panic.  You don’t want to take any risks and so you launch into action.  You care a lot about your family! The thought of you dying prematurely with little or no life insurance is nightmarish. What steps do.. More

Applying for Life Insurance - What You Need to Know

Applying for Life Insurance – What You Need to Know

Let’s assume you selected a life insurance product to buy.   Now, you’re ready to apply for coverage. Simple, right?  Sometimes yes, many times – no.  This article will explain the process of applying for life insurance, provide important tips, and pitfalls to avoid.  You could save you A LOT of time, money, and hassle.. More

Comparing Top Guaranteed Universal Life Policies

Comparing Top Guaranteed Universal Life Policies

When you make a big purchase, scouring the market for the best deals is essential.   You don’t simply shop for the lowest price, but the best value.  Guaranteed Universal Life (GUL) insurance is no different.  This article will help you understand how to best shop for GUL insurance and what criteria are important in.. More

Guaranteed Universal Life and Long Term Care Insurance

Guaranteed Universal Life and Long Term Care Insurance

In your quest to learn about guaranteed universal life insurance (term for life) you may have discovered that some of these policies also have strong long-term care (LTC) insurance benefits.  The costs and benefits of these riders vary widely and are often difficult to compare. This article will examine the long-term care riders and help.. More

The Do's and Dont's of Shopping Online for Life InsuranceThe Do's and Dont's of Shopping Online for Life Insurance

The Do’s and Dont’s of Shopping Online for Life Insurance

Shopping for life insurance online can be both smart and frustrating.  There is an overabundance of information about life insurance – some good, some not so good.  One of the most frustrating aspects of shopping online is obtaining the quotes you need to properly evaluate your options.  This article will help you shop wisely and.. More

Guaranteed Universal Life Insurance for 75 Year Olds

Guaranteed Universal Life Insurance for 75 Year Olds

This article will explain why someone in their mid-70s would want to purchase life insurance. Additionally, you will see sample rates and helpful, money-saving tips.  Premium savings can be huge if you know the important steps to follow and pitfalls to avoid. To See Instant Rates, Please Use the Quote Engine on This Page Please.. More

The Best Time to Buy Life Insurance

The Best Time to Buy Life Insurance

I recently read an article in USA Today on the subject of the best time to buy life insurance.  Most of the advice was the standard, common-sense variety, so I thought I would expand on this topic and share some helpful tips for people searching for advice.  Is there a “right” time or a “best”.. More

Guaranteed Universal Life 2018 Updates

Guaranteed Universal Life 2018 Updates

The life insurance industry has evolved over the years.  40 years ago, consumers had limited options.  It was either whole life or term insurance.   Today, you can choose from many types of life insurance. There are numerous variations of term and permanent life insurance.  In this article, you will learn some important aspects and.. More

Is Mortgage Protection Life Insurance a Scam or a Smart Move?

Is Mortgage Protection Life Insurance a Scam or a Smart Move?

If you recently purchased a home or refinanced your mortgage, then it’s highly likely that you have received many offers in the mail for “Mortgage Life Protection” or “Mortgage Life Insurance”. In this article, we examine the pros and cons of Mortgage Protection Insurance. You will be able to answer the question: Is Mortgage Protection Life Insurance.. More