Many people receive the advice to cancel their universal life insurance and they’re not so sure if it’s the right move. When I say “universal life insurance”, I’m really referring to any type of permanent or cash-value life insurance. This article will address the reasons why you should cancel your cash-value policy and why you.. More
When you make a big purchase, scouring the market for the best deals is essential. You don’t simply shop for the lowest price, but the best value. Guaranteed Universal Life (GUL) insurance is no different. This article will help you understand how to best shop for GUL insurance and what criteria are important in.. More
In your quest to learn about guaranteed universal life insurance (term for life) you may have discovered that some of these policies also have strong long-term care (LTC) insurance benefits. The costs and benefits of these riders vary widely and are often difficult to compare. This article will examine the long-term care riders and help.. More
I am an insurance agent, not a financial planner. In today’s world, it’s tough to distinguish between the two. The lines have blurred and the typical advisor is encouraged to be the “one-stop-shop” for their clients. Insurance agents market themselves as financial planners and many financial planners sell insurance. Fee-only planners and “insurance-only” agents are.. More
There are various reasons for purchasing a life insurance policy in your mid 60s. In this article, we will look at those reasons and the life insurance products available to 64 year olds. You may be in the process of checking out your options for coverage and heard about a “term for life” policy. “Term for.. More
Life insurance rates increase as we age, so you may think that purchasing a policy in your early 60s isn’t affordable. There are actually some very affordable options with both term and permanent life insurance. In this article, we will discuss your options for coverage and look at sample guaranteed universal life insurance rates for.. More
This article will provide an American Bar Association (ABA) life insurance review. We will evaluate the products they offer to their members. For instant life insurance quotes from over 60 top rated carriers, please refer to the quote tool on the left side of this page. The American Bar Association (ABA) Life Insurance Review.. More
We will review the life insurance benefits that are offered to attorneys through the American Bar Endowment (ABE). The benefits are only available for lawyers who are members of the American Bar Association. The ABE has an affiliation with an excellent life insurance carrier – New York Life Insurance Company. In fact, the ABE is celebrating 60 years.. More
In general, attorneys pay close attention to details and aren’t easily swayed by marketing hype. Many life insurance sites on the Internet entice visitors with quote forms that can be misleading. Rather than providing an instant quote as expected, entering information only arms several (often 3 or more) insurance agents with contact information so they.. More
