Dave Ramsey

Dave Ramsey on the New Universal/Term Life Insurance

Dave Ramsey on the New Universal/Term Life Insurance

A few years ago, a new product design hit the term life market.  It was (and is) a universal life insurance product that looks and costs very much like level term insurance. Since Dave Ramsey is a “term only” guy, he needed to clarify things when a few carriers introduced these universal life products that.. More

Critique of Dave Ramsey and Zander Life Insurance Article

Critique of Dave Ramsey and Zander Life Insurance Article

We all like a quick and informative article on a subject we’re researching.  If you’re in the market for term life insurance AND you have been positively influenced by Dave Ramsey’s financial advice, then keep reading.  The popular article is 5 Term Life Insurance Life Mistakes to Avoid.  To read the entire article, please do.. More

Zander Insurance Term Life Companies

Zander Insurance Term Life Companies

If you inquire about life insurance on the Dave Ramsey radio show, you will be directed to Zander Insurance for quotes. As we explain in another article, there are some pros and cons of dealing with Zander Insurance.  You can see an example (using actual quotes) of how someone could save over $16,000 by not.. More

Dave Ramsey's Advice on Choosing a Term Life Policy

Dave Ramsey’s Advice on Choosing a Term Life Policy

If you’re like me, you enjoy listening to Dave Ramsey give his no-nonsense advice on his radio show. He is quick to zero-in on the real issue and help people make smart decisions with their money. In this article, we will examine Dave Ramsey’s advice to a listener who called in with life insurance questions. The caller wanted to know what.. More

Dave Ramsey's Financial Philosophy - island

Dave Ramsey’s Financial Philosophy

Dave Ramsey is probably best known for his debt reduction strategy.  If you have listened to his radio show much, then you know he is extremely aggressive in tackling debt. Once debt has been eliminated and an emergency fund has been established, then the focus is on investing. The focus of this article is on Dave Ramsey’s.. More

Dave Ramsey vs. Suze Orman - piggy bank

Dave Ramsey vs. Suze Orman

Dave Ramsey and Suze Orman are personal finance and money management experts who have very large followings. You will find plenty of information online if you search for articles on Dave Ramsey vs. Suze Orman.  Is Ramsey’s 7 steps to financial freedom better than Orman’s 9-step approach? Diverse opinions abound. Ramsey and Orman have fiercely loyal followers who will point out the better methods of their respective.. More

Dave Ramsey Books - child walking through leaves

Dave Ramsey Books

In this article, we take a look at the books authored by personal financial guru Dave Ramsey.  In other articles, we examine Ramsey’s viewpoints and recommendations concerning specifics products – life insurance and disability insurance.  For the most part, we appreciate and applaud Dave’s accomplishments.  However, we also pointed out areas where we disagree with Mr. Ramsey… More

Dave Ramsey and Disability Insurance _ Boy wading on beach

Dave Ramsey and Disability Insurance

Dave Ramsey is well known for his debt reduction and budgeting strategies.  What many folks don’t realize is that Dave is a strong proponent of protecting your income through disability insurance. Disability insurance is often overlooked, but Dave Ramsey makes sure you clearly see the importance of this coverage. Disability insurance protects your most valuable asset – your ability to earn an.. More

Ramsey & Zander Insurance - We have NO affiliation with Zander Insurance

Ramsey and Zander Insurance

Disclaimer:  We have no affiliation with Zander Insurance or Dave Ramsey.  We are an independent life insurance agency. In case you are not familiar with Zander Insurance, they are the life insurance agency to whom Dave Ramsey refers his listeners and readers.  In this article we will look closely at the pros and cons of Zander.. More