A few years ago, a new product design hit the term life market. It was (and is) a universal life insurance product that looks and costs very much like level term insurance. Since Dave Ramsey is a “term only” guy, he needed to clarify things when a few carriers introduced these universal life products that.. More
We all like a quick and informative article on a subject we’re researching. If you’re in the market for term life insurance AND you have been positively influenced by Dave Ramsey’s financial advice, then keep reading. The popular article is 5 Term Life Insurance Life Mistakes to Avoid. To read the entire article, please do.. More
If you inquire about life insurance on the Dave Ramsey radio show, you will be directed to Zander Insurance for quotes. As we explain in another article, there are some pros and cons of dealing with Zander Insurance. You can see an example (using actual quotes) of how someone could save over $16,000 by not.. More
If you’re like me, you enjoy listening to Dave Ramsey give his no-nonsense advice on his radio show. He is quick to zero-in on the real issue and help people make smart decisions with their money. In this article, we will examine Dave Ramsey’s advice to a listener who called in with life insurance questions. The caller wanted to know what.. More
Dave Ramsey is probably best known for his debt reduction strategy. If you have listened to his radio show much, then you know he is extremely aggressive in tackling debt. Once debt has been eliminated and an emergency fund has been established, then the focus is on investing. The focus of this article is on Dave Ramsey’s.. More
Dave Ramsey and Suze Orman are personal finance and money management experts who have very large followings. You will find plenty of information online if you search for articles on Dave Ramsey vs. Suze Orman. Is Ramsey’s 7 steps to financial freedom better than Orman’s 9-step approach? Diverse opinions abound. Ramsey and Orman have fiercely loyal followers who will point out the better methods of their respective.. More
In this article, we take a look at the books authored by personal financial guru Dave Ramsey. In other articles, we examine Ramsey’s viewpoints and recommendations concerning specifics products – life insurance and disability insurance. For the most part, we appreciate and applaud Dave’s accomplishments. However, we also pointed out areas where we disagree with Mr. Ramsey… More
Dave Ramsey is well known for his debt reduction and budgeting strategies. What many folks don’t realize is that Dave is a strong proponent of protecting your income through disability insurance. Disability insurance is often overlooked, but Dave Ramsey makes sure you clearly see the importance of this coverage. Disability insurance protects your most valuable asset – your ability to earn an.. More
Disclaimer: We have no affiliation with Zander Insurance or Dave Ramsey. We are an independent life insurance agency. In case you are not familiar with Zander Insurance, they are the life insurance agency to whom Dave Ramsey refers his listeners and readers. In this article we will look closely at the pros and cons of Zander.. More
