Life Insurance General

Comparing Term to Guaranteed Universal Life - Over Age 60

Comparing Term to Guaranteed Universal Life – Over Age 60

If you want to explore a few smart – and often overlooked ways – to purchase life insurance, then this article will certainly help. We receive many calls from people who want to purchase life insurance later in life.  The reasons are numerous.  You may decide at age 65 or 75, for example, that you.. More

When Your Term Life Policy Ends (Much Too Soon)

When Your Term Life Policy Ends (Much Too Soon)

When you realize the term policy you purchased many years ago is about to expire, you might panic.  You don’t want to take any risks and so you launch into action.  You care a lot about your family! The thought of you dying prematurely with little or no life insurance is nightmarish. What steps do.. More

Applying for Life Insurance - What You Need to Know

Applying for Life Insurance – What You Need to Know

Let’s assume you selected a life insurance product to buy.   Now, you’re ready to apply for coverage. Simple, right?  Sometimes yes, many times – no.  This article will explain the process of applying for life insurance, provide important tips, and pitfalls to avoid.  You could save you A LOT of time, money, and hassle.. More

The Do's and Dont's of Shopping Online for Life InsuranceThe Do's and Dont's of Shopping Online for Life Insurance

The Do’s and Dont’s of Shopping Online for Life Insurance

Shopping for life insurance online can be both smart and frustrating.  There is an overabundance of information about life insurance – some good, some not so good.  One of the most frustrating aspects of shopping online is obtaining the quotes you need to properly evaluate your options.  This article will help you shop wisely and.. More

Guaranteed Universal Life Insurance for 75 Year Olds

Guaranteed Universal Life Insurance for 75 Year Olds

This article will explain why someone in their mid-70s would want to purchase life insurance. Additionally, you will see sample rates and helpful, money-saving tips.  Premium savings can be huge if you know the important steps to follow and pitfalls to avoid. To See Instant Rates, Please Use the Quote Engine on This Page Please.. More

The Best Time to Buy Life Insurance

The Best Time to Buy Life Insurance

I recently read an article in USA Today on the subject of the best time to buy life insurance.  Most of the advice was the standard, common-sense variety, so I thought I would expand on this topic and share some helpful tips for people searching for advice.  Is there a “right” time or a “best”.. More

Is Mortgage Protection Life Insurance a Scam or a Smart Move?

Is Mortgage Protection Life Insurance a Scam or a Smart Move?

If you recently purchased a home or refinanced your mortgage, then it’s highly likely that you have received many offers in the mail for “Mortgage Life Protection” or “Mortgage Life Insurance”. In this article, we examine the pros and cons of Mortgage Protection Insurance. You will be able to answer the question: Is Mortgage Protection Life Insurance.. More

Life Insurance for Children - Good Idea?

Life Insurance for Children – Good Idea?

Does it make sense to buy life insurance for children?  Whether you are a parent or grandparent, you might wrestle with this question and need some advice.  In this article, we will look at the pros and cons of buying life insurance policies for children.  If you have read some articles with conflicting opinions, that’s.. More

How to Choose the Best Life Insurance Company

How to Choose the Best Life Insurance Company

I recently spoke with a gentleman who was searching for the best possible life insurance company. He wanted to replace his term policy that expired and was looking for online reviews.  Finding low rates were high on his priority list, but he also wanted to find a top-notch life insurance company. He had problems finding.. More