Guaranteed Universal Life

Guaranteed Universal Life Insurance for People in their 70s

Guaranteed Universal Life Insurance for People in their 70s

We have all seen the commercials touting final expense life insurance for just “a couple of dollars a day”.  The emotional appeal of the commercials is strong.  We all want to ensure we have funds set aside for funeral expenses when we die. None of us wants to be a burden on our loved ones.  Are.. More

The Best Guaranteed Universal Life Insurance Policy

The Best Guaranteed Universal Life Insurance Policy

If you are looking for the very best guaranteed universal (GUL) policy, you came to the right place.  It would be nice if we could say there is a clear hands-down winner.  Unfortunately, it’s not that easy.  There are several relatively new players in the GUL market.  There are also a few carriers that have reduced.. More

Guaranteed Universal Life Insurance - Flexible Design

Guaranteed Universal Life Insurance – Flexible Design

This article is one of many articles we have written on guaranteed universal life insurance.  Also known as “term for life”, this unique life insurance product looks a lot like “term to 100” since it’s fully guaranteed and, for the most part, isn’t designed as a cash-value product.  However, there are some GUL products that allow.. More

Term Life Compared to Guaranteed Universal Life Insurance

Term Life Compared to Guaranteed Universal Life Insurance

Life insurance is about providing financial protection for your family or business. In this article, we will focus on financial protection for personal needs.  We will compare two types of life insurance:  Term life and Guaranteed Universal Life.   This is not your typical “term versus permanent insurance” article since we are comparing term to a unique.. More

How to Compare Guaranteed Universal Life Insurance boys walking in fields

How to Compare Guaranteed Universal Life Insurance

There is a good chance you’re reading this article because you heard some compelling things about Guaranteed Universal Life.  Perhaps you like the simplicity of this plan.  Maybe you don’t want to mix your insurance with your investments, yet you want to keep a policy beyond the standard term durations. In many ways, guaranteed universal life insurance is.. More

Nationwide Guaranteed Universal Life Insurance Review

This article will provide a review of Nationwide’s Guaranteed Universal Life Insurance.  Nationwide didn’t make our list of 5 Best Guaranteed Universal Life Insurance Companies.  However, they did receive an “honorable mention” and they could easily be included in the “5 Best” now that their rates are ultra competitive.  Another positive feature of their GUL products.. More

Sample Guaranteed Universal Life Insurance Rates

Searching for life insurance rates on the Internet can bring mixed results.  Some sites look great, but when you complete the required information to get quotes, you simply get a message stating “One of agents will contact you”.  Three or more agents get your contact info. and compete for your business. We don’t sell your.. More

5 Best Guaranteed Universal Life Insurance Companies

We will look at the 5 best Guaranteed Universal Life Insurance companies.  The criteria used in determining which carriers make the top 5 do not pertain strictly to a carrier’s financial strength and outlook.  None of the carriers listed have poor finanicial ratings.  We generally do not work with carriers that have an AM Best rating of.. More

Mutual of Omaha Guaranteed Universal Life Insurance Review

Mutual of Omaha is one of our top carriers offering Guaranteed Universal Life (GUL) Insurance.  Although GUL policies are fairly easy to compare, similar to term life insurance, there are also differences. Some carriers are strong in certain niches or have something unique about their policy provisions and riders.  We look at what makes Mutual of.. More