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Comparing Term to Guaranteed Universal Life - Over Age 60

Comparing Term to Guaranteed Universal Life – Over Age 60

If you want to explore a few smart – and often overlooked ways – to purchase life insurance, then this article will certainly help. We receive many calls from people who want to purchase life insurance later in life.  The reasons are numerous.  You may decide at age 65 or 75, for example, that you.. More

MassMutual Guaranteed Universal Life Insurance Review

MassMutual Guaranteed Universal Life Insurance Review

MassMutual is considered one of the best mutual life insurance companies in the world.  They are mostly known for their whole life products, but they also have competitive guaranteed universal life (GUL) products – in some situations.  You will see sample rates and learn where and when MassMutual’s GUL could be a very good fit… More

When Your Term Life Policy Ends (Much Too Soon)

When Your Term Life Policy Ends (Much Too Soon)

When you realize the term policy you purchased many years ago is about to expire, you might panic.  You don’t want to take any risks and so you launch into action.  You care a lot about your family! The thought of you dying prematurely with little or no life insurance is nightmarish. What steps do.. More

Applying for Life Insurance - What You Need to Know

Applying for Life Insurance – What You Need to Know

Let’s assume you selected a life insurance product to buy.   Now, you’re ready to apply for coverage. Simple, right?  Sometimes yes, many times – no.  This article will explain the process of applying for life insurance, provide important tips, and pitfalls to avoid.  You could save you A LOT of time, money, and hassle.. More

Comparing Top Guaranteed Universal Life Policies

Comparing Top Guaranteed Universal Life Policies

When you make a big purchase, scouring the market for the best deals is essential.   You don’t simply shop for the lowest price, but the best value.  Guaranteed Universal Life (GUL) insurance is no different.  This article will help you understand how to best shop for GUL insurance and what criteria are important in.. More

Guaranteed Universal Life and Long Term Care Insurance

Guaranteed Universal Life and Long Term Care Insurance

In your quest to learn about guaranteed universal life insurance (term for life) you may have discovered that some of these policies also have strong long-term care (LTC) insurance benefits.  The costs and benefits of these riders vary widely and are often difficult to compare. This article will examine the long-term care riders and help.. More

The Do's and Dont's of Shopping Online for Life InsuranceThe Do's and Dont's of Shopping Online for Life Insurance

The Do’s and Dont’s of Shopping Online for Life Insurance

Shopping for life insurance online can be both smart and frustrating.  There is an overabundance of information about life insurance – some good, some not so good.  One of the most frustrating aspects of shopping online is obtaining the quotes you need to properly evaluate your options.  This article will help you shop wisely and.. More

Guaranteed Universal Life Insurance for 75 Year Olds

Guaranteed Universal Life Insurance for 75 Year Olds

This article will explain why someone in their mid-70s would want to purchase life insurance. Additionally, you will see sample rates and helpful, money-saving tips.  Premium savings can be huge if you know the important steps to follow and pitfalls to avoid. To See Instant Rates, Please Use the Quote Engine on This Page Please.. More

The Best Time to Buy Life Insurance

The Best Time to Buy Life Insurance

I recently read an article in USA Today on the subject of the best time to buy life insurance.  Most of the advice was the standard, common-sense variety, so I thought I would expand on this topic and share some helpful tips for people searching for advice.  Is there a “right” time or a “best”.. More